FAQ

Your real estate questions, answered

Straight answers about buying and selling in South Florida.

Buying

How much do I need for a down payment?

It depends on the loan. Conventional loans start at 3–5% down, FHA at 3.5%, and VA loans can be 0% for eligible veterans. We'll connect you with a lender who can show you the options for your situation.

Should I get pre-approved before I look at homes?

Yes. A pre-approval tells you what you can comfortably spend and makes your offer much stronger — in a busy market many sellers won't look at an offer without one.

What does it cost to work with a buyer's agent?

We'll go over our fee before you tour your first home and put it in writing. In many sales part or all of it is paid by the seller; we'll show you how that works on each home.

How does flood zone and insurance affect a Florida purchase?

Flood zone, roof age and wind-mitigation features can change insurance costs a lot. We get insurance quotes early, before your inspection period ends, so there are no surprises.

Selling

How do you decide on a listing price?

We study recent sales, homes under contract and active competition near you, then walk you through the numbers. Pricing right the first time is the biggest factor in selling quickly and for the most money.

Do I need to make repairs before listing?

Not always. We'll walk the home with you and point out the few fixes that usually pay for themselves — and the ones that don't.

How long does it take to sell?

Our homes go under contract in 18 days on average, and closing usually takes another 30–45 days depending on the buyer's loan.

What will I walk away with?

Use our net proceeds calculator for a quick estimate, or ask us for a detailed one with your exact payoff, taxes and closing costs.

Working with us

Who will I actually be working with?

One lead agent from first call to closing, backed by our listing, marketing and closing specialists.

Do you work outside these communities?

Yes — we help clients across Palm Beach, Broward and Miami-Dade counties, and we can refer you to a trusted agent anywhere else.

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